Chris Simone, fractional CFO. Zionsville, Indiana.

Your accountant tells you about problems after they arrive. I make sure they never do.

I ran a restaurant for 23 years. Now I run the numbers for owners who'd rather run their business. One page every Monday. Thirteen weeks of cash you can see. The levers you'd pull if week nine goes bad, written down before you need them.

Book a free 30-minute callNo pitch. I'll tell you if it fits.
Chris and his brother Daniel in front of Amore Pizzeria in Zionsville Chris Simone
23 years here. Amore Pizzeria, with my brother Daniel, who runs it now. Now I do this for you. Restaurants, trades, body shops, and clinics doing $1M to $10M across central Indiana.

What lands in your inbox

The Monday page

Every Monday, 6 a.m.Last week's numbers that matter, against the week before and the same week last year, and one leak with a dollar figure on it. One page. You never open a dashboard.

Thirteen weeks of cash

Rolled every weekWhere cash lands each Friday for the next quarter, re-run from what actually happened. The week it gets tight shows up two months before it arrives.

The monthly close

Same day every monthP&L against budget and last year, the handful of numbers that run your business, and a one-page note in plain words on what moved and why.

Your reserves, written down

Always currentEvery lever you could pull, with a number and how fast it moves. The forecast says when you'll need one. This says which.

What Monday looks like

Illustrative, for a restaurant. These are example numbers, not a client's. Yours use your tools, your weeks, and the leaks that are actually in your building.

EXAMPLE

Monday page

Week 41, October 6
Sales
$41,280
down 3.1% vs last week, up 4.8% vs last year
Food cost
29.4%
1.2 pts over budget
Labor
31.0%
on budget
Cash, Friday
$58,900
$3,400 ahead of forecast
This week's leak: cheese. About $620.Mozzarella landed at $3.41 a pound against the $3.05 you budgeted, and Thursday's order was 40 pounds heavier than a week this size needs. Two fixes: lock the Sysco contract price before November, and cut Thursday's order to the forecast.
Cash, next 13 weeks. Low point: week 49.

Week 49: quarterly sales tax and the holiday payroll land the same Friday. Covered by the line if December comes in soft. See reserves.

Reserves

reviewed weekly
Line of credit, undrawn$75,000same day
Cash on hand, operating$32,000same day
Sysco net-45, pre-cleared~$14,000one call
Shift rent to the 10th$9,500one call
Equipment sale-leaseback~$40,0003 weeks
SBA 7(a), pre-qualified$150,00045 days
Business value, currenton file—

Most owners discover these the week they need them, from a position of weakness. You'll have had them written down for a year.

How it runs every week

Your systems feed it. A handful of small jobs do the grind. Nothing leaves without me reading it.

Your systems

  • SalesToast, Square, ServiceTitan, and anything else with an API
  • BooksQuickBooks, bills, payroll
  • Bankbalances and the line

The grind

  • Gather the weeksales, payables, bank activity, into one place
  • Re-run the thirteen weeksand flag what moved since last Monday
  • Actual vs. budget vs. last yearranked by what's worth your attention
  • Check the reservesline balance, cash on hand, vendor terms
  • Draft the pagein plain words

I read it

Every page, every week. I add the judgment, make the call, and hit send. Nothing goes to you that I haven't read. That's what you're paying for.

You get

  • Monday pageweekly
  • Thirteen-week cashweekly
  • Monthly closesame day each month
  • Reservesalways current

The same small jobs, running in your shop

The jobs behind the Monday page aren't only for the numbers. At Amore, 23 of them run every day: the inbox, review replies, catering orders, prep pars, the weekly labor plan, the books. Each one does one small job the same way every time. I'll find which ones your shop needs and set them up.

AI Map Day

$999 · three hoursYou, whoever runs the front, and me, in your own tools. We follow how work comes in and where time and money leak: the inbox, quotes, scheduling, follow-up, the weekly numbers. You get a written report ranked by what to fix first. Nothing gets sold on the day.

Built for you

Quoted from the reportThe jobs the Map Day says are worth it: an inbox that sorts itself and drafts replies in your voice, review responses, order and catering intake, a weekly owner report. Built on the tools you already pay for. A person signs off before anything goes to a customer.

Three ways to work with me

Prices are a starting point, not a rate card. The middle one is the job.

Numbers

For the owner who wants to see clearly and run it themselves.

  • Monday page, every week
  • Thirteen-week cash forecast, rolled weekly
  • Monthly close with a one-page note
  • One call a month
$1,500a month

CFO

For the owner who wants someone to own the money side.

  • Everything in Numbers
  • The model: your business as a few drivers, so "what if" is a ten-minute answer
  • Annual budget and the three-to-five-year plan
  • Reserves kept current; lender and banker relationships
  • Pricing kept current: your input-cost inflation tracked against your menu or rate card, and what a price move will do to volume
  • In the room for pricing, hiring, leases, and the hard calls
  • Two calls a month, and the phone when it matters
$3,000a month

Project

One job with a start and an end.

  • Business valuation, from $2,500. A defensible range built from your real numbers and real multiples: the number to plan around. Not a certified appraisal; when a lender, a court, or a partner's lawyer needs one, I'll say so and prep the file for the appraiser.
  • Succession and buyout planning, from $5,000. The numbers both sides trust and a structure that works, with your attorney on the legal side.
  • Business audit, $1,500. Half a day in your books and your shop. Ranked findings, what each one costs, written down.
  • Pricing analysis, quoted. What input-cost inflation has done to your margin, item by item or service by service, and the price move that holds it. Then elasticity: what your own past price changes did to volume, with seasonality and traffic stripped out, so the projection is a range built from your history, not a guess. You get the moves ranked by dollars, the volume you can expect to keep or lose, and the net effect on profit. At Amore, a price increase looked like a failure on the raw numbers; read calendar-neutral, it had landed. Projections are ranges, not promises.
  • Financing package, quoted. The file a bank says yes to.
Quotedfixed scope

How it starts. A free 30-minute call. If it fits, month one includes a half day with me in your shop and your books, so I know what I'm reading before the first Monday page goes out. If the page hasn't earned its keep in 60 days, stop.

Book the call

I've made payroll on a Thursday.

I've co-owned Amore Pizzeria in Zionsville for 23 years. I did the forecasting, the planning, the reporting, and the financing for it the whole time, mostly on instinct and a spreadsheet, because there was nobody else to do it. When I handed the operation to my brother, I kept the CFO seat. That business is the first client, and everything on this page runs on it first.

The goal is simple: do this so well you never want me gone.

You watch the front. I've got your back.

Sleep well. If something needs you, it's on Monday's page.

23

years owning and running a restaurant in the same town

1

page every Monday. You never open a dashboard.

13

weeks of cash you can see, re-run every week